Right now you’re probably wondering how you will know that you have found the right house if you don’t sleep on it. What’s wrong with sleeping on it? Everything is wrong with sleeping on it. Trust yourself. Don’t second guess your own instincts. Your instincts will not steer you in the wrong direction. You Want […]
Step 1: Determine your budget Even before you start searching, you should determine how much you can afford with an online tool like the Zillow Home Affordability Calculator. Just plug in some basic information to get an estimate of how much you can spend on a home. Tip – Typically, your total housing payment (including fees, taxes, […]
Whether you want to add an extra bedroom, a theater or a workout room, the basement gives you options that you otherwise wouldn’t have – unless you wanted to add an above-ground addition to the home, which would be more expensive. Besides adding space, a finished basement could also increase the value of your home. […]
The wait between submitting your offer and waiting to hear back if it has been accepted. This is probably the most stressful wait of all. You finally find the PERFECT home, it meets all your criteria and you really, really want that home! Unfortunately, so do TEN other buyers. You put your best foot forward and […]
Decide What You Want. Where do you want to live? Do you want a condo, or a single family home? City or ”the burbs”? Do you like to entertain? Do you want a garden? Write down your home ownership goals. Gathering your thoughts now will make decisions you make later in the home buying process […]
Schools can have a big impact on property value and quality of life. If you’re buying a home, here are a few reasons local school ratings matter, even if you don’t have kids. The next buyer will consider the school ratings, too According to the National Association of REALTORS Profile of Home Buyers and Sellers, when people […]
2017 has brought some very exciting changes for home buyers. For the first time since 2006, the maximum loan limits for conforming loans backed by Fannie Mae and Freddie Mac have been increased. This change will have a positive impact by giving buyers the opportunity to break in the the market with a smaller down […]
While the Consumer Financial Protection Bureau (CFPB) changed the mortgage disclosure rules substantially last year, it did not change the APR, which continues as the disclosure centerpiece. Whenever lenders disclose a rate quote, they must also disclose the APR. The reason for the central role of the APR is that it pulls together the interest […]
At RateGravity, we are honored when given the opportunity to conduct home buyer classes because it gives us the chance to live one of our core values, which is to provide unbiased educational content. During several of our most recent classes, we have heard a consistent theme from many potential homebuyers that we refer to […]
Coach. Consultant. Friend.
When we say we are “redefining service in real estate,” we mean it! Our clients come first. We will educate you on what needs to be done to have a successful sale of your home. There are many components to a successful real estate transaction; you can count on us to be there every step of the process and make sure no detail is overlooked. With a proven track record, the right skill set, and years of experience, the Homes North of Boston Team has the right tools to successfully sell your home. If you’re serious about selling your home, we’re serious about getting the job done!